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An investment in knowledge pays the best interest. Why is it inflationary if the people keep their own money, and spend it the way they want to, [but] not inflationary if the government takes it and spends it the way it wants to?. Government always finds a need for whatever money it gets. Money often costs too much. Your outcomes are a lagging measure of your habits. Your net worth is a lagging measure of your financial habits. Your weight is a lagging measure of your eating habits. Your knowledge is a lagging measure of your learning habits. Your clutter is a lagging measure of your cleaning habits. You get what you repeat. There is always risk, so learn to manage risk instead of avoiding it. Most people fail to realize that in life, it's not how much money you make, it's how much money you keep. When a person has no need to borrow they find multitudes willing to lend. When you get in debt you become a slave.